FirstLight Federal Credit Union is a member-owned financial cooperative serving individuals and families in the El Paso area. Established to provide banking services beyond what traditional for-profit institutions offer, the organization operates as a not-for-profit entity guided by its members’ interests. Its structure emphasizes democratic member control, with each member typically holding one vote in governance matters, regardless of the size of their accounts.
The credit union’s history reflects a community-focused mission to broaden access to financial services, including savings accounts, checking, and other basic banking functions. Its primary operations center on serving the financial needs of its membership through core services such as deposits, lending, and payment processing. As a regional institution, it engages in member education, financial wellness initiatives, and support for local communities, aiming to promote prudent financial management and broader economic participation within its service area.
Better than 29% of providers in El Paso
In addition to the primary service, FirstLight Federal Credit Union also offers:
Other providers in El Paso with similar ratings:
FirstLight Federal Credit Union is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
FirstLight Federal Credit Union is listed as a financial service provider in El Paso, TX and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask FirstLight Federal Credit Union to explain the terms in writing before you proceed.
To improve your chances of getting better terms from FirstLight Federal Credit Union, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare FirstLight Federal Credit Union with other providers in El Paso and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
FirstLight Federal Credit Union has a rating of 4.3, which is better than 29% of providers in El Paso.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents FirstLight Federal Credit Union requests. It is always best to call ahead using the phone number on this page so FirstLight Federal Credit Union can confirm exactly which documents you need for your specific situation.
In addition to its primary service, FirstLight Federal Credit Union also offers: Federal credit union, ATM.