Regional Finance is a consumer lending organization that operates within the small-loan segment, offering short-term installment options designed to address borrowers’ immediate liquidity needs. The company functions as a network of storefronts and partner locations that provide accessible credit products, focusing on straightforward application processes and rapid decisioning to facilitate quick funding. Its business model centers on consumer finance services rather than traditional banking, typically emphasizing secured or unsecured loans, with an emphasis on local community presence and customer service through branch-level operations. Historically, regional or community finance entities like this aim to serve individuals who may face barriers to obtaining credit from larger institutions, often leveraging neighborhood-level outreach and tailored underwriting approaches. Operationally, the organization concentrates on underwriting, disbursement, and customer support activities achievable within a brick-and-mortar footprint, while maintaining compliance with applicable lending regulations that govern fee structures, disclosure requirements, and loan terms. The emphasis remains on transparent interaction with clients, documentation, and ongoing account management to support repayment.
Address
4902 Holly Rd Suite 112, Corpus Christi, TX 78411
Phone
(361) 98 50 331Website
branches.regionalfinance.comBetter than 34% of providers in Corpus Christi
Links and information about Regional Finance:
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Find answers to common questions
Regional Finance is listed as a financial service provider in Corpus Christi, TX and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Regional Finance to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Regional Finance, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Regional Finance with other providers in Corpus Christi and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Regional Finance has a rating of 4.7, which is better than 34% of providers in Corpus Christi.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Regional Finance requests. It is always best to call ahead using the phone number on this page so Regional Finance can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Regional Finance also offers: Loan agency.