Payday Loans Cash is a storefront-based lender operating in Corpus Christi, Texas. The organization is part of the local short-term lending sector, offering cash advances typically designed to bridge immediate liquidity needs for borrowers. Its physical presence at 3823 S Alameda St situates it within a dense residential and commercial corridor, aligning with other financial service providers in the area. The entity’s history likely reflects the broader development of payday lending in Texas, where providers have established regulatory-compliant storefronts to serve customers seeking fast, small-dollar loans. Primary functions include facilitating small-dollar borrowing, conducting customer income verification, and processing repayment plans consistent with state and local requirements. The operational scope appears focused on in-person transactions at a single location, aligning with conventional payday loan business models that emphasize rapid approval and funding. As with similar lenders, the organization operates within a framework of statutory disclosures and consumer protections designed to inform borrowers about terms and obligations.
Links and information about Payday Loans Cash:
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www.ustatesloans.orgEZ LOANS, INC. CFPB SMALL BUSINESS REVIEW PRESENTATION TAMMY A ADKINS- CORPORATE OPERATIONS MANAGER With 17 years banking experience, 1 have witnessed many changes affecting consumers. For the past 15 years I have worked with Payday Loans to Installment Loans.... Title, and Similar Loans. I appreciate the opportunity to participate in the rulemaking process by providing feedback on the potential economic impacts of the proposed regulations on small businesses and offering regulatory...
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sjdigitalsolutions.comWe offer loans to customers that reputable companies (is there such a thing in the business?) would not make because of laws and limitations. We will never send an account to an outside collection agency nor would we ever sue a customer - it would bring too much attention to our business, reveal our real location and but the operations at risk.
www.reddit.comFrom your numbers if you cash $100,000 in checks a month for 5% in fees, that's only $5,000/month, which isn't enough to cover rent and utilities, let alone payroll. Someone with a $10/hour burden rate at 12 hours/day, 26 days/month is over $3,000/month, and I would think that would be pretty low. Bottom line - to cover labor, insurance, rent, utilities, and turn a profit you'd have to have at least $10,000/month in revenue, which would require about $200,000 - $250,000 in checks cashed.
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Payday Loans Cash is listed as a financial service provider in Corpus Christi, TX and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Payday Loans Cash to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Payday Loans Cash, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Payday Loans Cash with other providers in Corpus Christi and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Payday Loans Cash has a rating of 0.0, compared to the city average of 4.6.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Payday Loans Cash requests. It is always best to call ahead using the phone number on this page so Payday Loans Cash can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Payday Loans Cash also offers: Loan agency.