First Community Bank, located at 470 Morrison Rd in Brownsville, Texas, is a locally rooted financial institution that serves its community through a range of basic banking services designed to meet everyday financial needs. The organization traces its operations to a traditional community bank model, prioritizing accessible customer service, local decision-making, and a steady emphasis on helping residents manage deposits, withdrawals, and routine borrowing activities. Its history reflects a commitment to maintaining a neighborhood-oriented presence within Brownsville, with an established footprint that supports personal and small-business financial transactions in the surrounding area.
Operationally, the bank provides core consumer banking features, including deposit accounts and standard loan products, along with the infrastructure necessary to process routine transactions for individual and small-business clients. The institution's scope centers on delivering reliable, straightforward financial services through its local operations, with emphasis on maintaining compliance, safety, and sound banking practices. As a community-focused entity, its activities are aligned with serving the financial needs of local residents and businesses within its geographic area.
Better than 3% of providers in Brownsville
In addition to the primary service, First Community Bank also offers:
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First Community Bank is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
First Community Bank is listed as a financial service provider in Brownsville, TX and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask First Community Bank to explain the terms in writing before you proceed.
To improve your chances of getting better terms from First Community Bank, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare First Community Bank with other providers in Brownsville and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
First Community Bank has a rating of 2.2, which is better than 3% of providers in Brownsville.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents First Community Bank requests. It is always best to call ahead using the phone number on this page so First Community Bank can confirm exactly which documents you need for your specific situation.
In addition to its primary service, First Community Bank also offers: Bank, ATM.