Excel Finance is a U.S. financial services organization whose core identity centers on consumer lending and related financial products. Established in the late 1990s, the entity has developed a regional footprint by serving customers through a network of lending subsidiaries focused on vehicle loans, personal loans, and other credit facilities. Its historical trajectory reflects growth through acquisitions and partnerships aimed at expanding service reach and maintaining local customer relationships, particularly within Texas and neighboring markets. The organization emphasizes a decentralized operating model that leverages local offices to underwrite, fund, and service loans, enabling quicker access to credit for individual borrowers and small businesses. Primary functions include loan origination, underwriting, funding, portfolio management, and customer service support, with an emphasis on maintaining ongoing customer relationships after loan disbursement. Operational scope appears geographically concentrated in Texas, with potential activity in adjacent states through affiliated entities. The company’s structure suggests a focus on consumer finance, auto lending, and related financial services within its regional market.
Address
123 Old Port Isabel Rd Ste C13, Brownsville, TX 78521
Phone
(956) 57 49 959Website
excelfinco.comBetter than 35% of providers in Brownsville
Links and information about Excel Finance:
Excel Finance Company 262 followers on LinkedIn. Founded in 1999, Excel, through various lending subsidiaries, is a leading provider of consumer and auto loans across Texas and Louisiana. Additionally, Excel is an active buyer of locally-owned finance companies throughout Texas and Louisiana. Excel provides local business owners with an exit strategy, while providing a post-closing business model which preserves customer relationships that have been built over years of hard work.
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www.linkedin.comRegular, high quality content About us page (with information on the two of us, (including pictures etc) Contact us page Any necessary legal pages (terms of service, privacy policy, disclaimer etc.) Active social media accounts Consistent branding throughout the website and social media Both our employers (banks) have blogs and we plan to ask if we can write guest posts to try and slowly try and build up backlinks to our website.
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Excel Finance is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Excel Finance is listed as a financial service provider in Brownsville, TX and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Excel Finance to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Excel Finance, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Excel Finance with other providers in Brownsville and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Excel Finance has a rating of 4.5, which is better than 35% of providers in Brownsville.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Excel Finance requests. It is always best to call ahead using the phone number on this page so Excel Finance can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Excel Finance also offers: Loan agency.