UFCU Mortgage Services is the mortgage lending division of University Federal Credit Union, a not-for-profit, member-owned financial cooperative chartered in 1936 to serve its members in the Austin area and beyond. The organization operates within UFCU to provide home loan origination, underwriting, and related mortgage services, aligning lending practices with UFCU’s mission to support member financial well-being. Its mortgage operations focus on helping members obtain financing for purchase and refinance transactions, utilizing UFCU’s broader deposit-taking and financial services platform to support loan programs and customer service.
Located at 8303 N Mopac Expressway, Suite A105, Austin, Texas, the entity serves as a local hub for mortgage products tied to UFCU’s member base, integrating traditional mortgage processing with the credit union’s cooperative values. Its historical role reflects UFCU’s growth as a leading Austin financial institution since the mid-20th century, emphasizing ethical standards and community-oriented banking. The primary functions include loan origination, processing, and coordination with UFCU’s member services to facilitate mortgage transactions within the regulatory framework governing consumer lending.
Better than 34% of providers in Austin
Links and information about UFCU Mortgage Services:
Specialties: UFCU is a not-for-profit, member-owned credit union. We are focused on people, not profits, and serve our members in the Austin and Galveston communities. Established in 1936. University Federal Credit Union was chartered on May 6, 1936, by a Board of Directors and opened for business with 30 members and $855 in deposits. From this humble beginning, UFCU has grown to be a leading financial institution that excels at providing for the well-being of its member-owners while...
www.yelp.comEffective February 1, 2022, approximately 4,000 mortgage account(s) are being transferred to a different, trusted organization, Standard Mortgage Corporation.
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UFCU Mortgage Services is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
UFCU Mortgage Services is listed as a financial service provider in Austin, TX and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask UFCU Mortgage Services to explain the terms in writing before you proceed.
To improve your chances of getting better terms from UFCU Mortgage Services, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare UFCU Mortgage Services with other providers in Austin and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
UFCU Mortgage Services has a rating of 2.8, which is better than 34% of providers in Austin.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents UFCU Mortgage Services requests. It is always best to call ahead using the phone number on this page so UFCU Mortgage Services can confirm exactly which documents you need for your specific situation.
In addition to its primary service, UFCU Mortgage Services also offers: Mortgage lender.