UFCU, located at 3305 Steck Ave in Austin, Texas, is a not-for-profit, member-owned credit union formed in 1936 to serve university employees and associated communities. This organizational model prioritizes member welfare over profit, with governance by member-owners and decisions that reflect member needs rather than external shareholders. Since its inception, UFCU has expanded its membership base beyond its original university-affiliated group to serve the broader Austin and Galveston communities, maintaining a focus on financial education, consumer lending, deposit services, and basic banking products.
Historically, UFCU has grown from a small cooperative with modest deposits to a sizable regional financial institution, offering a range of financial services while adhering to federal regulation and safety nets for credit unions. Its operations encompass member services, mortgage lending, auto loans, credit cards, checking and savings accounts, and related financial guidance. The organization emphasizes community involvement and educational resources as part of its mission to support the financial well-being of its member-owners.
Better than 43% of providers in Austin
Links and information about UFCU:
Specialties: UFCU is a not-for-profit, member-owned credit union. We are focused on people, not profits, and serve our members in the Austin and Galveston communities. Established in 1936. University Federal Credit Union was chartered on May 6, 1936, by a Board of Directors and opened for business with 30 members and $855 in deposits. From this humble beginning, UFCU has grown to be a leading financial institution that excels at providing for the well-being of its member-owners while...
www.yelp.comFollow Click to Follow UFCU UFCU @UFCU Empowering our Members to achieve financial success and brighter futures. Federally Insured by NCUA. Equal Housing Lender. Credit UnionCentral Texas & Galvestonufcu.org Joined April 2008 365 Following 2,668 Followers... replies: 2 reposts: 17 likes: 34 UFCU @UFCU · Jun 26, 2019 We are thrilled to announce that @Forbes has named UFCU one of the Top 5 Credit Unions in Texas. A special thank you to our membership, without whom our success would not be...
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www.zoominfo.comUFCU has gone to absolute shit and I don't know what to do.
www.reddit.comRead 186 customer reviews of UFCU, one of the best Finance businesses at 3305 Steck Ave, Austin, TX 78757 United States. Find reviews, ratings, directions, business hours, and book appointments online.
reviews.birdeye.comUFCU helps your financial success with tips on everything from establishing your finances to loans, auto and home purchases, and investments.
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UFCU is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
UFCU is listed as a financial service provider in Austin, TX and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask UFCU to explain the terms in writing before you proceed.
To improve your chances of getting better terms from UFCU, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare UFCU with other providers in Austin and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
UFCU has a rating of 3.9, which is better than 43% of providers in Austin.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents UFCU requests. It is always best to call ahead using the phone number on this page so UFCU can confirm exactly which documents you need for your specific situation.
In addition to its primary service, UFCU also offers: Credit union.