Public Employees Credit Union (PECU) is a member-owned, nonprofit financial cooperative established to serve public-sector employees and related organizations in Texas. Since its founding in 1952, PECU has grown into a full-service financial institution offering a range of accounts, loans, and related services designed to meet the day-to-day needs of its members while emphasizing member ownership and input in governance. The organization operates as a credit union, prioritizing financial inclusivity and community-oriented programs over profit-driven strategies.
PECU’s operational scope centers on delivering accessible financial services through member-centric channels, including branches, digital banking, and customer support. Its history reflects a commitment to serving public employees and affiliated groups, with organizational structure shaped by democratic member voting and a focus on financial literacy and community engagement. The credit union emphasizes safety and soundness within its federally insured framework, aligning services with regulatory standards and its cooperative mission.
Better than 57% of providers in Austin
Links and information about PECU:
PECU is where financial freedom and friendly service meet. Refer a friend and earn $100 for you and them when they join. Sharing has never been this rewarding! PECU is where financial freedom and friendly service meet.
www.pecutx.orgGet more information for Public Employees Credit Union in Austin, TX. See reviews, map, get the address, and find directions.
www.mapquest.comView and download lists of nonprofit companies in the city of Austin TX with statistics on assets, income, revenues, 501c classifications, form 990s...
www.taxexemptworld.comPublic Employees Credit Union 281 followers on LinkedIn. Public Employees Credit Union (PECU) is a full service financial institutions serving employees of 50 state agencies, organizations associations since 1952.
www.linkedin.comHere, we're spotlightting the difference between a joint owner, authorized signer, power of…Read More In this post, we're sharing 10 ways credit unions are different from banks!Read More
www.pecutx.orgGet more information for ACG Texas LP in Austin, TX. See reviews, map, get the address, and find directions.
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PECU is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
PECU is listed as a financial service provider in Austin, TX and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask PECU to explain the terms in writing before you proceed.
To improve your chances of getting better terms from PECU, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare PECU with other providers in Austin and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
PECU has a rating of 4.9, which is better than 57% of providers in Austin.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents PECU requests. It is always best to call ahead using the phone number on this page so PECU can confirm exactly which documents you need for your specific situation.
In addition to its primary service, PECU also offers: Credit union.