IBC First Equity is a Texas mortgage entity with a long-standing history tied to the IBC family of banks. Established in 1993, the firm has operated as a specialized lender focusing on second-m lien mortgage products, serving homeowners and lenders across Texas and nearby markets. Its acquisition by a larger banking group in 2001 helped integrate its programs into a broader financial-services framework while preserving its specialized underwriting approach and commitments to customer service.
Nature and history - Primary function: provision of second mortgage solutions, including home equity-oriented products designed to complement primary financing. - Operational scope: services extend across multiple Texas communities, with a regional emphasis reflecting its historical footprint and client needs. - Corporate lineage: originated as First Equity Corp., later incorporated into IBC, aligning with the International Bank of Commerce network to leverage greater capital and operational resources. - Staff continuity: notable for retaining core personnel through organizational changes, sustaining expertise in Texas and Oklahoma housing markets.
Location and contact - Located at 8998 Research Blvd, Austin, TX 78758, where mortgage servicing and related operations have historically been centralized. This site has functioned as an access point for client inquiries and servicing coordination.
Better than 40% of providers in Austin
In addition to the primary service, IBC First Equity also offers:
Links and information about IBC First Equity:
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www.mapquest.comIBC / First Equity has been providing 2nd Mortgages to Texans for over 30 years. Incorporated in 1993, First Equity Corp. was purchased by the International Bank of Commerce in 2001. The philosophy of the company has remained the same since day one: Provide exceptional customer service,... create long-lasting professional relationships with its clients, provide industry leading products at competitively priced rates and deliver these attributes with the highest ethical and professional...
ibcfirstequity.com8998 Research Blvd. Austin, TX 78758 (512) 346-8892 or (800) 868-8998 (512) 338-0871 or (800) 330-4518 Monday-Friday 8:00 AM-5:00 PM... ##### IBC Mortgage Servicing Center International Bank of Commerce 8998 Research Blvd Austin, TX 78758 Attn: Mortgage Servicing Monday-Friday 8:00 AM-5:00 PM Our Mortgagee Clause is as follows: International Bank of Commerce, ISAOA 8998 Research Blvd., Austin, TX 78758
ibcfirstequity.comGet more information for IBC Bank ATM in Austin, TX. See reviews, map, get the address, and find directions.
www.mapquest.comGet more information for IBC Mortgage in Austin, TX. See reviews, map, get the address, and find directions.
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IBC First Equity is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
IBC First Equity is listed as a financial service provider in Austin, TX and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask IBC First Equity to explain the terms in writing before you proceed.
To improve your chances of getting better terms from IBC First Equity, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare IBC First Equity with other providers in Austin and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
IBC First Equity has a rating of 3.7, which is better than 40% of providers in Austin.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents IBC First Equity requests. It is always best to call ahead using the phone number on this page so IBC First Equity can confirm exactly which documents you need for your specific situation.
In addition to its primary service, IBC First Equity also offers: Mortgage lender, ATM.