The FHA Construction Loan at 15219 Thatcher Dr, Austin, TX 78717 operates as a financing option administered through the federal housing framework, designed to support construction projects that eventually transfer to standard mortgage financing. This program typically involves mortgage insurance backing from the Federal Housing Administration, enabling lenders to extend construction loans with specified qualification criteria and safety standards. The entity functions within a broader ecosystem that includes regulated lenders, construction contractors, and regulatory guidance aimed at ensuring borrowers meet occupancy, safety, and compliance requirements before converting to permanent financing.
Historically, FHA programs emerged in the 1930s to standardize mortgage practices and expand homeownership access under government-backed guarantees, evolving into a suite of insured loan products for a range of property types, including new construction. In Austin, FHA construction lending interacts with local market conditions, state-level outreach, and federal guidelines that govern loan insurance, underwriting, and project eligibility, all intended to facilitate qualified borrowers in financing primary residences and associated construction activities.
Note: Specific statistics or current program nuances should be verified directly with official FHA resources or a licensed lender.
Address
15219 Thatcher Dr, Austin, TX 78717
Phone
(877) 37 32 125Links and information about FHA Construction Loan:
Austin's trusted FHA loan experts. We offer competitive rates, flexible qualification requirements, and personalized service 7 days a week.
www.lendfriendmtg.comThe Federal Housing Administration (FHA) provides mortgage insurance on single-family, multifamily, manufactured home, and hospital loans made by FHA-approved lenders throughout the United States and its territories.
www.usa.govFHA loans in Austin are fast, only requires 3.5% down payment; easy to qualify for with 580 mid FICO score requirement. FHA mortgages in Austin by TexasFHA.org are tough to beat.
texasfha.orgHelping Americans HUD Partners Researchers News About Contact U.S. Department of Housing and Urban Development 451 7th Street, S.W., Washington, DC 20410 T: (202) 402-3815 Find a HUD office near you Office of Inspector General No Fear Act FOIA Privacy Accessibility Web Policies Sitemap
www5.hud.govFHA loans were first introduced into the mortgage lending marketplace back in 1934 in an attempt to establish standard guidelines banks could follow that also came with a government-backed guarantee. Prior to this introduction, lending guidelines were essentially all over the map and many potential homeowners were left out of <strong> …</strong><a href="https://www.fhamortgagesource.com/fha-loan-requirements-austin-tx-travis-county/">Read More</a>
www.fhamortgagesource.comexclusively at the State Office, and in those cases, the term “State Office” will be specified. • Lender. A financial institution that has been approved to participate in the SFHGLP. The term is used to refer to entities that underwrite and apply for loan guarantees, service SFHGLP loans, or purchase SFHGLP loans from other... Agency staff is available to answer specific questions as they arise. Agency staff will not make underwriting decisions for a lender; however, they will help the lender...
usdalinc.sc.egov.usda.gov2025 limits for FHA (government loans) in Austin, Travis County, TX is $571,550 for Single family resident, Dupex, Triplex and quadruplex
www.lendersa.comFind answers to common questions
FHA Construction Loan is listed as a financial service provider in Austin, TX and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask FHA Construction Loan to explain the terms in writing before you proceed.
To improve your chances of getting better terms from FHA Construction Loan, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare FHA Construction Loan with other providers in Austin and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
FHA Construction Loan has a rating of 0.0, compared to the city average of 4.5.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents FHA Construction Loan requests. It is always best to call ahead using the phone number on this page so FHA Construction Loan can confirm exactly which documents you need for your specific situation.
In addition to its primary service, FHA Construction Loan also offers: Loan agency.