Denise Alford, a mortgage loan officer affiliated with First Centennial Mortgage, operates within a regional mortgage banking framework serving residential borrowers. The organization activities include processing and underwriting home loan applications, coordinating loan logistics, and communicating with clients to clarify terms, eligibility, and documentation requirements. Its infrastructure supports a range of loan products and underwriting guidelines through its operating channels, with emphasis on compliance, risk management, and record-keeping to ensure alignment with applicable federal and state regulations.
Located at 7700 W State Hwy 71, Suite 120, Austin, Texas, the entity functions within a broader network of mortgage professionals facilitating local market access. Core operations typically encompass client intake, needs assessment, and collaboration with processing teams to assemble and verify financial information. The organization’s historical footprint reflects standard industry practices in residential financing, focusing on loan origination workflow, credit evaluation, and coordination with investors and lenders to align lending terms with borrowers’ financial profiles. This overview describes the entity’s nature and scope without endorsing specific products or services.
Address
7700 W State Hwy 71 #120, Austin, TX 78735
Phone
(512) 52 15 209Website
denisealfordloans.comFind answers to common questions
Denise Alford | Mortgage Loan Officer | First Centennial Mortgage is listed as a financial service provider in Austin, TX and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Denise Alford | Mortgage Loan Officer | First Centennial Mortgage to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Denise Alford | Mortgage Loan Officer | First Centennial Mortgage, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Denise Alford | Mortgage Loan Officer | First Centennial Mortgage with other providers in Austin and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Denise Alford | Mortgage Loan Officer | First Centennial Mortgage has a rating of 0.0, compared to the city average of 4.5.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Denise Alford | Mortgage Loan Officer | First Centennial Mortgage requests. It is always best to call ahead using the phone number on this page so Denise Alford | Mortgage Loan Officer | First Centennial Mortgage can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Denise Alford | Mortgage Loan Officer | First Centennial Mortgage also offers: Mortgage lender.