Capitol Credit Union is a member-owned financial cooperative based in Austin, Texas, with a history dating back to the mid-20th century. Established in 1954, the organization has grown to serve the local community through a range of financial services tailored to its members, including deposit products, loans, and basic wealth management options. Its structure as a nonprofit financial cooperative emphasizes member ownership and democratic governance, aligning operations with the needs of its membership rather than external shareholders.
The credit union operates as a state-chartered institution under a mutual reserve framework, focusing on accessibility, personalized service, and competitive rates within its service area. Its geographic footprint centers on the Austin metro region, including multiple branch and transaction-access points intended to support everyday banking needs for individuals and families. Primary functions include accepting deposits, offering consumer and mortgage loans, and providing related financial services designed to promote member financial stability.
Operational scope and services are oriented toward local residents and small businesses affiliated with the cooperative, maintaining regulatory compliance, prudent risk management, and member education as core ongoing activities. The organization emphasizes community engagement and accessibility as part of its mission to support its members’ financial goals.
Better than 41% of providers in Austin
In addition to the primary service, Capitol Credit Union also offers:
Links and information about Capitol Credit Union:
Specialties: Capitol Credit Union (CCU) is a community oriented, member-owned financial institution offering a full array of banking services. The Credit Union exists to provide convenience to its members through a range of quality financial services and products offered at the best possible rates in a professional and personalized manner. Established in 1954.
www.yelp.comReview the latest 990 filings, board, key employees, and financials for Capitol Credit Union of Austin, TX. During the most recent fiscal year, the organization generated $9.5m in Revenue.
www.intellispect.coGet more information for Capitol Credit Union ITM in Austin, TX. See reviews, map, get the address, and find directions.
www.mapquest.comCapitol Credit Union 325 followers on LinkedIn. Serving the Austin Metro Community Since 1954 For the past 67 years, Capitol Credit Union (CCU) has been a beacon for members as together we navigated the swings in the economic cycles. Today, our credit union stands even better prepared to serve you in the pursuit of your dreams. For some members, Capitol Credit Union is a source of friendly prompt service from people who know you as a person and not as a statistic.
www.linkedin.comRealtime driving directions to Capitol Credit Union - North Austin (Domain), 11920 Alterra Pkwy, Austin, based on live traffic updates and road conditions – from Waze fellow drivers
www.waze.comBBB Accredited since 4/3/2019. Credit Union in Austin, TX. See BBB rating, reviews, complaints, get a quote and more.
www.bbb.orgGet more information for Capitol Credit Union in Austin, TX. See reviews, map, get the address, and find directions.
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Find answers to common questions
Capitol Credit Union is listed as a financial service provider in Austin, TX and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Capitol Credit Union to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Capitol Credit Union, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Capitol Credit Union with other providers in Austin and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Capitol Credit Union has a rating of 3.8, which is better than 41% of providers in Austin.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Capitol Credit Union requests. It is always best to call ahead using the phone number on this page so Capitol Credit Union can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Capitol Credit Union also offers: Loan agency, ATM, Car finance and loan company, Check cashing service, Currency exchange service, Credit union, Money order service, Money transfer service, Mortgage lender.