Urban Payday Loans operates as a cash-advance lending organization based in Arlington, Texas. The entity's primary activity centers on providing short-term, unsecured loan products designed to address immediate liquidity needs, typically with rapid funding once approved. It functions within the broader consumer finance sector that serves individuals seeking quick access to funds amid budgeting gaps or urgent expenses.
Historically, organizations in this space emerged to fill gaps left by traditional credit products, emphasizing speed and accessibility. The Arlington address situates the organization within a regional market characterized by regulatory frameworks governing payday lending and consumer finance. Primary functions likely include loan origination, underwriting with simplified criteria, and funding, coupled with standard repayment arrangements. Operational scope generally spans local customers while adhering to state guidelines and industry practices for small-dollar credit. The organization’s role does not include offering investment or savings services, and it operates under the regulatory environment applicable to Texas payday lending.
Address
4520 Matlock Rd Ste 200, Arlington, TX 76018
Phone
(682) 26 76 183Website
urban-paydayloans.comBetter than 33% of providers in Arlington
Links and information about Urban Payday Loans:
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smart-pig.comThe document is a formal letter addressing a payday loan lender, asserting that their activities are illegal in the sender's state and revoking any debit authorizations. The sender demands communication only through postal mail or email, prohibits contact with their employer, and requests the lender's license number. Additionally, the sender intends to file complaints with relevant authorities and expects a response within 14 days.
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Urban Payday Loans is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Urban Payday Loans is listed as a financial service provider in Arlington, TX and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Urban Payday Loans to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Urban Payday Loans, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Urban Payday Loans with other providers in Arlington and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Urban Payday Loans has a rating of 4.3, which is better than 33% of providers in Arlington.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Urban Payday Loans requests. It is always best to call ahead using the phone number on this page so Urban Payday Loans can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Urban Payday Loans also offers: Loan agency.