Education Credit Union, located at 3615 SW 45th Ave in Amarillo, Texas, operates as a cooperative financial institution serving its members. Founded to provide accessible banking services, the organization emphasizes member ownership and democratic control, aligning its governance with the cooperative model. Its structure typically features a board of directors elected by members, guiding policy and strategic direction to reflect the needs of the credit union’s community.
Historically, education-focused credit unions in the region emerged to support educators, students, and related staff, expanding services over time to include a broad membership base while maintaining core principles of safety and thrift. The credit union’s primary functions include accepting deposits, offering savings products, and providing loans to eligible members under regulated terms. Operational scope generally encompasses everyday banking services, financial education resources, and community outreach initiatives designed to promote financial resilience and inclusion for its membership.
Better than 16% of providers in Amarillo
In addition to the primary service, Education Credit Union - 45th also offers:
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Education Credit Union - 45th is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Education Credit Union - 45th is listed as a financial service provider in Amarillo, TX and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Education Credit Union - 45th to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Education Credit Union - 45th, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Education Credit Union - 45th with other providers in Amarillo and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Education Credit Union - 45th has a rating of 3.6, which is better than 16% of providers in Amarillo.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Education Credit Union - 45th requests. It is always best to call ahead using the phone number on this page so Education Credit Union - 45th can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Education Credit Union - 45th also offers: Loan agency, ATM, Bank, Car finance and loan company, Credit reporting agency, Financial consultant, Credit union, Mobile money agent, Money transfer service, Savings bank.