Second Chance Loans is a financial services organization located at 2501 S Treadaway Blvd, Abilene, Texas. The entity operates within the consumer finance sector, offering short-term lending products designed to address immediate liquidity needs. Its presence at a central Abilene address situates it among local lenders that serve residents seeking non-traditional credit solutions.
The organization’s history, primary functions, and scope are centered on loan origination and administration, encompassing application intake, underwriting, and funding processes. As a local lender, its operations are likely focused on serving the Abilene community and surrounding areas, with services tailored to residents seeking accessible financing options. Details regarding ownership structure, regulatory compliance, or affiliations are not provided here.
Note: For precise historical background, licensing status, and product offerings, consult official state regulatory records or the company’s publicly available disclosures. This response provides a general overview based on the given address and typical activities associated with similar entities.
Better than 83% of providers in Abilene
Links and information about Second Chance Loans:
Abilene Chamber of Commerce Real Estate - Loans
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www.accuracast.comPayment 1 Financial is a consumer finance company offering loan programs to individuals. Find information on our Abilene office in Texas.
payment1.comAnd, with that, we will get off to our testimony. Our first witness today is Mr. William Phelan, the president and co-founder of PayNet, Incorporated, in Skokie, Illinois. PayNet provides small-business credit data analysis to a variety of clients. He also serves on the Advisory Council on Agriculture, Small Business, and Labor to the Federal Reserve Board of Chicago.
www.govinfo.govOther providers in Abilene with similar ratings:
Second Chance Loans is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Second Chance Loans is listed as a financial service provider in Abilene, TX and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Second Chance Loans to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Second Chance Loans, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Second Chance Loans with other providers in Abilene and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Second Chance Loans has a rating of 5.0, which is better than 83% of providers in Abilene.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Second Chance Loans requests. It is always best to call ahead using the phone number on this page so Second Chance Loans can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Second Chance Loans also offers: Loan agency.