745 Cash is a Memphis-based financial services organization that specializes in short-term lending and related cash-advance products. Established in the late 1990s, the company has built a regional presence in the greater Mid-South by focusing on accessible funding solutions for customers facing immediate liquidity needs. Its history centers on providing rapid, storefront-based services designed to streamline the borrowing process and deliver funds quickly to qualified applicants. Core functions include evaluating loan requests, disbursing cash, and handling installment or title loan arrangements in compliance with applicable state regulations. Operationally, the organization emphasizes a locally grounded approach with a network of Memphis-area locations intended to improve convenience for clients seeking fast financing. The entity’s scope appears to target individual consumers seeking short-term financial relief, rather than long-term credit products. As a result, its activities are oriented toward rapid funding, simple repayment options, and customer-service responsiveness within the regulatory framework governing payday and title loans in Tennessee.
Better than 29% of providers in Memphis
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Get more information for 745-Cash in Memphis, TN. See reviews, map, get the address, and find directions.
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Find answers to common questions
745 - CASH is listed as a financial service provider in Memphis, TN and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask 745 - CASH to explain the terms in writing before you proceed.
To improve your chances of getting better terms from 745 - CASH, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare 745 - CASH with other providers in Memphis and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
745 - CASH has a rating of 4.9, which is better than 29% of providers in Memphis.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents 745 - CASH requests. It is always best to call ahead using the phone number on this page so 745 - CASH can confirm exactly which documents you need for your specific situation.
In addition to its primary service, 745 - CASH also offers: Loan agency.