State Finance Co is a local consumer finance firm operating within Jackson, Tennessee, offering small-dollar financing options to individuals and households. The organization functions as a lender, providing installment and short-term loan products aimed at meeting consumer liquidity needs. Its activities are centered on consumer financing, with typical services including loan origination, underwriting, and collection efforts in accordance with state and federal regulations.
Historically, the entity appears to operate as a community-focused financial service provider within the Jackson area, aligning with the broader ecosystem of non-depository lenders that serve niche credit markets. Its presence at a dedicated street address situates it within a network of financial-service providers serving residents and local businesses. Primary functions emphasize accessibility of credit products, straightforward underwriting parameters, and local customer service infrastructure to support loan processing and repayment management. Operational scope is geographically concentrated in Jackson, Tennessee, reflecting a local-market orientation rather than nationwide service delivery.
Better than 72% of providers in Jackson
In addition to the primary service, State Finance Co also offers:
Links and information about State Finance Co:
$ 5,786,296 $ 15,794,596 Change in Net Position $ 615,353 $ 4,498,616 Net Position, July 1, 2022 31,265,183 21,707,935 Net Position, June 30, 2023 $ 31,880,536 $ 26,206,551 The notes to the financial statements are an integral part of this statement. Program Revenues Net (Expense) Revenue and Changes Component Unit 18... 0 0 0 Due to Other Governments 0 0 2,000,483 0 0 Total Liabilities $ 83,044 $ 18,752 $ 2,000,483 $ 0 $ 0 DEFERRED INFLOWS OF RESOURCES Deferred Current Property Taxes $......
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www.accuracast.comNot BBB Accredited. Consumer Finance Companies in Tullahoma, TN. See BBB rating, reviews, complaints, and more.
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State Finance Co is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
State Finance Co is listed as a financial service provider in Jackson, TN and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask State Finance Co to explain the terms in writing before you proceed.
To improve your chances of getting better terms from State Finance Co, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare State Finance Co with other providers in Jackson and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
State Finance Co has a rating of 5.0, which is better than 72% of providers in Jackson.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents State Finance Co requests. It is always best to call ahead using the phone number on this page so State Finance Co can confirm exactly which documents you need for your specific situation.
In addition to its primary service, State Finance Co also offers: Loan agency, Tax preparation service.