Heights Finance is a financial services organization based in Jackson, Tennessee, operating as a consumer lending company offering small-dollar loans and related funding products. The firm has positioned itself to serve individuals seeking short-term financing solutions within its local market, emphasizing accessible credit options and straightforward application processes. Its history is rooted in providing community-focused lending services, with operations centered on nearby branches and direct customer interactions rather than online-only channels. Core functions include loan origination, underwriting, funding, and customer service support, delivered through in-person processes at its Jackson location. The organization’s scope appears to cover typical consumer loan needs, including installment-style financing, with a focus on local customer engagement and retention within the Tennessee region. As with many community lenders, sustainability hinges on regulatory compliance, responsible lending practices, and maintaining transparent borrower communications to support long-term relationships. The Jackson office serves as a primary touchpoint for loan inquiries, applications, and servicing activities.
Better than 49% of providers in Jackson
Links and information about Heights Finance:
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Heights Finance is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Heights Finance is listed as a financial service provider in Jackson, TN and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Heights Finance to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Heights Finance, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Heights Finance with other providers in Jackson and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Heights Finance has a rating of 4.9, which is better than 49% of providers in Jackson.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Heights Finance requests. It is always best to call ahead using the phone number on this page so Heights Finance can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Heights Finance also offers: Loan agency.