Heights Finance is a consumer finance company that provides personal loan products and related services within its local footprint. Established to serve individuals seeking short- to mid-term borrowing solutions, the organization positions itself as a community-focused lender offering accessible credit options to qualified applicants. Its operations center on underwriting, funding, and servicing installment loans, with an emphasis on local presence and direct interaction with borrowers. The Chattanooga location serves as a hub for client consultations, loan applications, and in-person portfolio management, aligning with a broader network of Heights Finance offices. The entity's historical scope includes adapting to consumer credit demand and regulatory requirements while maintaining a straightforward loan process for customers needing rapid access to funds. Primary functions encompass application intake, financial evaluation, risk assessment, and ongoing account servicing. Operational reach extends to the surrounding Tennessee region, reflecting a localized model of consumer finance with centralized support from the corporate framework.
Address
739 Ashland Terrace Suite 110, Chattanooga, TN 37415
Phone
(423) 20 31 144Website
heightsfinance.comBetter than 8% of providers in Chattanooga
Links and information about Heights Finance:
Get more information for Heights Finance in Chattanooga, TN. See reviews, map, get the address, and find directions.
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Find answers to common questions
Heights Finance is listed as a financial service provider in Chattanooga, TN and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Heights Finance to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Heights Finance, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Heights Finance with other providers in Chattanooga and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Heights Finance has a rating of 3.8, which is better than 8% of providers in Chattanooga.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Heights Finance requests. It is always best to call ahead using the phone number on this page so Heights Finance can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Heights Finance also offers: Loan agency.