Bluestone Federal Credit Union is a member-owned financial cooperative serving individuals who meet eligibility requirements and share in its governance. Established to provide financial services through a cooperative model, the organization emphasizes democratic control, with members electing a board of volunteers to oversee policy and strategic direction. Its history reflects a mission to offer affordable banking alternatives, built on cooperative principles that prioritize member needs and community access to financial products and services.
The credit union operates as a financial intermediary that accepts deposits, extends loans, and provides related financial services. It typically emphasizes local presence, financial education, and personalized service, aiming to support members’ savings goals, borrowing needs, and everyday budgeting. As a mutual institution, it reinvests earnings to benefit members rather than external shareholders, often focusing on risk management, regulatory compliance, and financial stability within its field of membership. Its physical location in Sioux Falls situates it within a regional network of community-focused financial institutions serving diverse member households.
Address
901 NW Avenue Service Rd, Sioux Falls, SD 57104
Phone
(605) 36 77 070Website
bluestonefcu.orgBetter than 66% of providers in Sioux Falls
In addition to the primary service, Bluestone Federal Credit Union also offers:
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Bluestone Federal Credit Union is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Bluestone Federal Credit Union is listed as a financial service provider in Sioux Falls, SD and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Bluestone Federal Credit Union to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Bluestone Federal Credit Union, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Bluestone Federal Credit Union with other providers in Sioux Falls and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Bluestone Federal Credit Union has a rating of 4.0, which is better than 66% of providers in Sioux Falls.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Bluestone Federal Credit Union requests. It is always best to call ahead using the phone number on this page so Bluestone Federal Credit Union can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Bluestone Federal Credit Union also offers: Credit union, ATM, Bank, Federal credit union, Mortgage lender.