First Citizens Bank, located at 132 Herlong Ave in Rock Hill, South Carolina, operates as a community-focused financial institution serving individual consumers, small businesses, and local organizations. The bank traces its roots to a colonial-era financial ethos of stability and customer service, evolving over time to meet changing banking needs while maintaining a regional presence. Its organizational structure centers on traditional banking activities, including deposit-taking, lending, and cash management, tailored to support personal financial management and commercial enterprise in the surrounding Rock Hill area.
The institution emphasizes accessibility through its branch network and integrated service channels, enabling routine banking tasks, account servicing, and basic financial transactions. Historically, First Citizens Bank has positioned itself to provide secure, reliable financial services aligned with community needs, reflecting the broader evolution of regional banks within the United States. Its operational scope encompasses retail banking operations, customer support, and compliance practices designed to safeguard client funds and maintain trust within the local economy.
Address
132 Herlong Ave, Rock Hill, SC 29732
Phone
(803) 32 93 224Website
locations.firstcitizens.comBetter than 23% of providers in Rock Hill
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First Citizens Bank is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
First Citizens Bank is listed as a financial service provider in Rock Hill, SC and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask First Citizens Bank to explain the terms in writing before you proceed.
To improve your chances of getting better terms from First Citizens Bank, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare First Citizens Bank with other providers in Rock Hill and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
First Citizens Bank has a rating of 4.1, which is better than 23% of providers in Rock Hill.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents First Citizens Bank requests. It is always best to call ahead using the phone number on this page so First Citizens Bank can confirm exactly which documents you need for your specific situation.
In addition to its primary service, First Citizens Bank also offers: Bank.