World Finance is a community-focused financial services organization that operates as a consumer lender offering short-term personal installment loans. Historically, the firm positions itself as serving a broad client base, including individuals seeking debt consolidation or urgent cash for everyday needs. Its organizational model centers on in-house lending processes, where loan applications are assessed and funded directly through affiliated branches rather than through external brokers. Primary functions include providing fixed-rate, fixed-payment installment loans and related consumer finance services designed to accommodate a range of credit situations. The organization emphasizes local presence, with multiple branches intended to facilitate in-person interactions and personalized service for applicants. Operational scope typically spans a network of storefront offices that deliver straightforward loan products, repayment plans, and customer support focused on clarity and consistency in terms. While brand messaging has highlighted accessibility and community impact, specific program details and historical milestones vary by location and regulatory context, making individual branch histories essential for precise understanding.
Address
1013 Broad River Rd Ste A, Columbia, SC 29210
Phone
(803) 75 06 446Website
loansbyworld.comBetter than 54% of providers in Columbia
In addition to the primary service, World Finance also offers:
Links and information about World Finance:
Get more information for World Finance in Columbia, SC. See reviews, map, get the address, and find directions.
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Find answers to common questions
World Finance is listed as a financial service provider in Columbia, SC and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask World Finance to explain the terms in writing before you proceed.
To improve your chances of getting better terms from World Finance, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare World Finance with other providers in Columbia and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
World Finance has a rating of 4.9, which is better than 54% of providers in Columbia.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents World Finance requests. It is always best to call ahead using the phone number on this page so World Finance can confirm exactly which documents you need for your specific situation.
In addition to its primary service, World Finance also offers: Loan agency, Tax preparation.