South Carolina Federal Credit Union is a member-owned financial institution operating in Charleston, South Carolina. As a federally insured credit union, it serves its members by providing core banking services such as deposit accounts, loans, and related financial product offerings within a cooperative framework. The organization emphasizes member participation in governance, with decisions guided by a board elected from the credit union’s membership base.
Historically, South Carolina Federal Credit Union emerged in response to community needs for accessible, affordable financial services outside of traditional for-profit institutions. Its focus has been on fostering financial inclusion by delivering basic checking and savings options, loan products, and educational resources aimed at improving members’ financial outcomes. The credit union positions itself as a local institution rooted in the Charleston area, seeking to support the everyday banking requirements of individuals and families.
Operationally, the credit union administers member accounts, processes routine transactions, and maintains standard regulatory compliance relevant to federally insured credit unions. Its scope centers on serving its membership through sustainable financial services and community-oriented programs.
Better than 22% of providers in Charleston
In addition to the primary service, South Carolina Federal Credit Union also offers:
Other providers in Charleston with similar ratings:
South Carolina Federal Credit Union is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
South Carolina Federal Credit Union is listed as a financial service provider in Charleston, SC and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask South Carolina Federal Credit Union to explain the terms in writing before you proceed.
To improve your chances of getting better terms from South Carolina Federal Credit Union, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare South Carolina Federal Credit Union with other providers in Charleston and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
South Carolina Federal Credit Union has a rating of 4.4, which is better than 22% of providers in Charleston.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents South Carolina Federal Credit Union requests. It is always best to call ahead using the phone number on this page so South Carolina Federal Credit Union can confirm exactly which documents you need for your specific situation.
In addition to its primary service, South Carolina Federal Credit Union also offers: Credit union, ATM.