Coastal1 Credit Union is a member-owned financial cooperative serving residents and select employee groups in Rhode Island. Established to provide accessible banking services, the organization operates as a not-for-profit institution that prioritizes returning earnings to members through favorable rates, lower fees, and enhanced service options. Its governance structure typically relies on a volunteer board of directors elected by members, reflecting a commitment to democratic control and member participation.
The credit union offers standard financial products and services aligned with a mutual-aid model, including deposit accounts, loan products, and digital banking access. Its operations focus on member education, financial wellness initiatives, and community engagement, with a emphasis on responsible lending and prudent risk management. By pooling resources from deposits and providing credit to members, Coastal1 Credit Union aims to support personal financial stability and local economic activity within its service area. The organization maintains a physical presence at 540 Broadway in Pawtucket, Rhode Island, contributing to the region’s cooperative financial ecosystem.
Better than 50% of providers in Pawtucket
Other providers in Pawtucket with similar ratings:
Coastal1 Credit Union is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Coastal1 Credit Union is listed as a financial service provider in Pawtucket, RI and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Coastal1 Credit Union to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Coastal1 Credit Union, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Coastal1 Credit Union with other providers in Pawtucket and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Coastal1 Credit Union has a rating of 4.5, which is better than 50% of providers in Pawtucket.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Coastal1 Credit Union requests. It is always best to call ahead using the phone number on this page so Coastal1 Credit Union can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Coastal1 Credit Union also offers: Credit union.