Penn East Federal Credit Union is a member-owned financial cooperative headquartered in Scranton, Pennsylvania, serving individuals who share a common bond as defined by the organization’s field of membership. Established to provide accessible financial services, the credit union operates within a framework that emphasizes cooperative governance, member liability, and democratic control. Its organizational structure typically includes a volunteer board of directors and committees that oversee policy development, strategic direction, and fiduciary responsibilities on behalf of members.
The institution’s core functions center on safeguarding deposits, extending credit, and offering basic financial services aligned with the needs of its membership. As a credit union, it operates on cooperative principles that prioritize member benefits and community orientation, with services commonly including savings accounts, checking options, and loan products designed for individuals, families, and small businesses within its field of membership. The operational scope generally encompasses branch-based service delivery, community engagement, and regulatory compliance designed to protect member funds and ensure sound financial stewardship.
Better than 88% of providers in Scranton
In addition to the primary service, Penn East Federal Credit Union also offers:
Penn East Federal Credit Union is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Penn East Federal Credit Union is listed as a financial service provider in Scranton, PA and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Penn East Federal Credit Union to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Penn East Federal Credit Union, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Penn East Federal Credit Union with other providers in Scranton and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Penn East Federal Credit Union has a rating of 4.0, which is better than 88% of providers in Scranton.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Penn East Federal Credit Union requests. It is always best to call ahead using the phone number on this page so Penn East Federal Credit Union can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Penn East Federal Credit Union also offers: Credit union, ATM.