A concise overview of the organization located at 1240 Spring Garden St, Philadelphia, PA 19123:
The entity operates as a short-term lending service focused on providing quick-access cash to individuals facing temporary liquidity needs. Its primary activity centers on facilitating small-dollar loans intended to bridge gaps between pay periods, with an emphasis on rapid application-to-funding processes. The organization’s presence in Philadelphia places it within a dense urban network of financial-access providers, serving residents who seek immediate cash solutions. Historically, payday lending firms in similar locales have evolved amid regulatory scrutiny and consumer protection guidelines aimed at promoting transparency and responsible lending practices. The organization’s scope appears to be limited to domestic, local operations within Philadelphia, aligning with neighborhood-level service delivery rather than regional or national scale. Typical functions include in-person loan origination, document verification, and on-site customer assistance to navigate eligibility criteria and repayment terms. This description focuses on the entity’s nature, history, and operational footprint without offering financial advice or endorsements.
Better than 7% of providers in Philadelphia
Links and information about Payday Loans Cash:
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philadelphia.paydayloanservices.orgCFPB Short-Term, Examination Procedures Small-Dollar Lending CFPB September 2013 Procedures 2 Background Lenders typically market payday loans to consumers as a means of bridging a cash-flow shortage between pay or benefits checks. Payday loans generally have three features: the loans are small-... obtain and review the following as applicable: organizational charts and process flowcharts; board minutes, annual reports, or the equivalent to the extent available; relevant management reporting,...
files.consumerfinance.govGet more information for Payday Loans Cash Advance in Philadelphia, PA. See reviews, map, get the address, and find directions.
www.mapquest.com1 Prepared Statement........................................... 120 Statement of Ranking Member Susan M. Collins..................... 2 Prepared Statement........................................... 128 PANEL OF WITNESSES David Silberman, Associate Director, Research, Markets, and Regulations, Consumer Financial Protection Bureau.............. 4 Mark Pearce, Director Division of Depositor and Consumer Protection, Federal Deposit Insurance Corporation................. Payday loans are usually...
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Payday Loans Cash is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Payday Loans Cash is listed as a financial service provider in Philadelphia, PA and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Payday Loans Cash to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Payday Loans Cash, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Payday Loans Cash with other providers in Philadelphia and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Payday Loans Cash has a rating of 2.0, which is better than 7% of providers in Philadelphia.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Payday Loans Cash requests. It is always best to call ahead using the phone number on this page so Payday Loans Cash can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Payday Loans Cash also offers: Loan agency.