ACE Cash Express is a U.S. financial services retailer that has operated since the late 1960s, focusing on convenient access to short-term lending, check cashing, prepaid card services, bill payment, and related financial products. The organization traces its origins to the late 1960s in Denver, Colorado, where niche providers of basic financial services began merging with retail storefronts to offer rapid, in-person services outside traditional banking channels. Over time, ACE expanded its product mix beyond check cashing to include bill payment, money transfers, money orders, and prepaid debit card services, positioning itself as an alternative for consumers seeking immediate liquidity and non-traditional banking options.
ACE Cash Express describes its operations as nationwide, with a business model centered on walk-in access and a broad footprint of locations, including urban neighborhoods. The company's history highlights diversification efforts such as universal bill pay, prepaid cards, and partnerships to broaden service reach, while maintaining a focus on accessibility and convenience for customers who may be underserved by traditional lenders. Contemporary corporate materials emphasize service breadth and customer support within a regulatory framework that oversees short-term lending and associated financial services.
Better than 47% of providers in Philadelphia
In addition to the primary service, ACE Cash Express also offers:
Links and information about ACE Cash Express:
The first store opened in Denver, Colorado in 1968. A local entrepreneur saw an opportunity with bank deregulation to offer basic financial services with a retail presentation that emphasized convenience and service. The concept was successful and more stores were opened in Colorado and other states. The growing chain came to the attention of The Associates: a diverse financial services company headquartered in Irving, Texas. The Associates acquired the stores and continued to expand....
en.wikipedia-on-ipfs.orgACE Cash Express 16,726 followers on LinkedIn. ACE Cash Express, Inc. is a leading retailer of financial services, including payday loans, installment loans, title loans, check cashing, bill payment, wire transfer, money orders and prepaid debit card services. ACE is the largest owner and operator of check cashing stores in the United States and the second largest owner and operator of short-term consumer loan stores in the United States. ACE focuses on serving consumers, many of whom seek...
www.linkedin.comACE Cash Express, Inc. 1231 Greenway DriveSuite 800Irving, Texas 75038U.S.A.Telephone: (972) 550-5000Fax: (972) 550-5150Web site: https://www.acecashexpress.com Source for information on ACE Cash Express, Inc.: International Directory of Company Histories dictionary.
www.encyclopedia.comSince 1968, ACE Cash Express has been a leading provider of short-term loans, check cashing, card services, and other financial services nationwide.
www.acecashexpress.comACE Cash Express shares with the School of ACE Blog a variety of money tips, loan information, true stories, mommy helpful tips, and a section of ask a finance expert.
www.acecashexpress.comThe CFPB took enforcement action against ACE Cash Express, one of the largest payday lenders in the United States, for pushing payday borrowers into a cycle...
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Find answers to common questions
ACE Cash Express is listed as a financial service provider in Philadelphia, PA and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask ACE Cash Express to explain the terms in writing before you proceed.
To improve your chances of getting better terms from ACE Cash Express, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare ACE Cash Express with other providers in Philadelphia and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
ACE Cash Express has a rating of 4.9, which is better than 47% of providers in Philadelphia.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents ACE Cash Express requests. It is always best to call ahead using the phone number on this page so ACE Cash Express can confirm exactly which documents you need for your specific situation.
In addition to its primary service, ACE Cash Express also offers: Check cashing service, ATM, Bank, Business banking service, Money order service, Money transfer service, Tax preparation.