Erie Federal Credit Union is a member-owned financial cooperative serving individuals who reside or work in the credit union’s field of membership, with its offices located at 1109 E 38th St, Erie, Pennsylvania. As a federally chartered credit union, it operates under regulations that govern member deposits, lending practices, and governance, emphasizing shared ownership and democratic control by its members. The organization historically emerged to provide affordable financial services to its community, expanding access to savings products, loans, and other customary financial offerings while prioritizing thrift and financial empowerment for members.
Its primary functions include safeguarding member deposits through insured accounts and facilitating a range of lending products designed to meet personal, household, and small-business needs. Operational scope typically encompasses retail branches, member service operations, and administrative activities that support daily financial transactions, loan processing, and member education. By structuring services around a cooperative model, Erie Federal Credit Union aims to maintain a focus on member welfare, financial literacy, and community-oriented outreach within its service area.
Better than 7% of providers in Erie
In addition to the primary service, Erie Federal Credit Union also offers:
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Erie Federal Credit Union is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Erie Federal Credit Union is listed as a financial service provider in Erie, PA and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Erie Federal Credit Union to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Erie Federal Credit Union, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Erie Federal Credit Union with other providers in Erie and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Erie Federal Credit Union has a rating of 2.8, which is better than 7% of providers in Erie.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Erie Federal Credit Union requests. It is always best to call ahead using the phone number on this page so Erie Federal Credit Union can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Erie Federal Credit Union also offers: Federal credit union, ATM, Business banking service, Credit union, Mortgage lender.