First Commonwealth Federal Credit Union, located at 450 Union Blvd, Allentown, PA 18109, is a member-owned financial cooperative that provides a range of banking and financial services to its members. Established with a mission to serve the financial needs of its community, the institution operates as a not-for-profit cooperative, returning earnings to members through their accounts and services. Its governance structure typically includes a board of volunteers elected by the membership, reflecting a democratic approach to organizational oversight and strategic direction.
Historically, federal credit unions in the United States emerged to offer affordable, accessible financial services to workers, families, and communities. This organization aligns with that tradition, emphasizing savings products, loan offerings, and basic financial services designed to support everyday financial management. Its operational scope generally includes retail branch operations, member services, and compliance with federal regulations that govern insured deposit accounts and safe banking practices. The credit union’s focus remains on providing reliable financial stewardship and accessible services to its membership within the Allentown area.
Better than 56% of providers in Allentown
In addition to the primary service, First Commonwealth Federal Credit Union also offers:
Other providers in Allentown with similar ratings:
First Commonwealth Federal Credit Union is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
First Commonwealth Federal Credit Union is listed as a financial service provider in Allentown, PA and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask First Commonwealth Federal Credit Union to explain the terms in writing before you proceed.
To improve your chances of getting better terms from First Commonwealth Federal Credit Union, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare First Commonwealth Federal Credit Union with other providers in Allentown and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
First Commonwealth Federal Credit Union has a rating of 3.9, which is better than 56% of providers in Allentown.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents First Commonwealth Federal Credit Union requests. It is always best to call ahead using the phone number on this page so First Commonwealth Federal Credit Union can confirm exactly which documents you need for your specific situation.
In addition to its primary service, First Commonwealth Federal Credit Union also offers: Credit union, ATM, Bank, Financial institution, Investment service.