Point West Credit Union is a not-for-profit, member-owned financial cooperative headquartered in Portland, Oregon. Founded in the early 20th century, the organization has evolved through mergers and community-oriented initiatives to expand access to financial services for diverse populations in the Portland metro area. Its core mission centers on providing affordable banking products, including savings and checking accounts, loans, and digital banking, while emphasizing financial education and inclusive service delivery. The credit union operates primarily within the Portland region but supports broader access through online and mobile platforms and participation in shared-branch networks. Its history includes designation as a low-income and community development financial institution, reflecting a commitment to serving underserved communities and advancing financial stability for its members. As a community-focused institution, Point West prioritizes member engagement, responsible lending, and partnerships that reinforce local economic well-being.
Better than 26% of providers in Portland
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www.bbb.orgPoint West Credit Union, located at 1107 NE 9th Ave, Portland, Oregon, has over 80 years of experience in promoting financial inclusion and empowerment, particularly for underserved communities. It is a non-profit, member-owned institution recognized as a low-income designated credit union and certified as a Community Development Financial Institution. The organization is committed to serving diverse groups, including immigrants and communities of color, and provides a welcoming environment...
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businessdigitalindex.comPoint West Credit Union began in 1934 as Multnomah County Employees Credit Union, serving as a financial cooperative for county employees. Over the decades, we expanded our membership and mission, merging with the NAACP Credit Union in 1991 and Hacienda Community Credit Union in 2005. These partnerships deepened our commitment to serving underrepresented communities across the Portland metro area.... Today, we continue to expand our reach and impact, helping individuals and small businesses...
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Find answers to common questions
Point West Credit Union is listed as a financial service provider in Portland, OR and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Point West Credit Union to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Point West Credit Union, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Point West Credit Union with other providers in Portland and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Point West Credit Union has a rating of 3.1, which is better than 26% of providers in Portland.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Point West Credit Union requests. It is always best to call ahead using the phone number on this page so Point West Credit Union can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Point West Credit Union also offers: Credit union.