iQ Credit Union is a member-owned financial cooperative serving individuals who participate in its field of membership. Established to provide affordable financial services, the organization emphasizes cooperative principles and member participation in governance. Its history is tied to the broader credit union movement, which focuses on pooling resources to support members’ financial well-being and access to financial products and services beyond traditional banking models.
The credit union operates as a nonprofit financial institution, structured to prioritize member needs over profit. Its primary functions include accepting deposits, offering loans, and providing basic financial services such as accounts, payment services, and financial education. Operational scope typically encompasses branch locations, member services, and digital access channels designed to serve the local community and eligible members. Through its programs and services, iQ Credit Union seeks to promote financial inclusion and responsible stewardship of members’ funds, aligning actions with the cooperative model and applicable regulatory frameworks.
Better than 63% of providers in Portland
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iQ Credit Union is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
iQ Credit Union is listed as a financial service provider in Portland, OR and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask iQ Credit Union to explain the terms in writing before you proceed.
To improve your chances of getting better terms from iQ Credit Union, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare iQ Credit Union with other providers in Portland and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
iQ Credit Union has a rating of 4.6, which is better than 63% of providers in Portland.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents iQ Credit Union requests. It is always best to call ahead using the phone number on this page so iQ Credit Union can confirm exactly which documents you need for your specific situation.
In addition to its primary service, iQ Credit Union also offers: Credit union.