Peak Credit Union is a member-owned financial cooperative serving the Bend, Oregon area. Established to provide a community-focused alternative to traditional financial institutions, the organization operates as a cooperative with governance by its members. Its mission centers on delivering accessible financial services through a cooperative model that emphasizes democratic control, accountability, and the pursuit of member needs over profit maximization. The institution offers a range of core financial services designed to support personal and small-business financial goals, including savings, checking, loans, and related banking products delivered through branches and digital channels.
The Bend facility at 61490 S Hwy 97 serves as a local hub for member engagement, financial education, and everyday banking activities. Historically, credit unions like Peak Credit Union grew from mutual aid and community-oriented origins, evolving to provide standardized financial products while maintaining a cooperative structure. The organization operates within the regulatory framework governing federally insured credit unions, aiming to promote financial inclusion, prudent stewardship of members’ assets, and responsible access to financial services within its service area.
In addition to the primary service, Peak Credit Union also offers:
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Peak Credit Union is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Peak Credit Union is listed as a financial service provider in Bend, OR and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Peak Credit Union to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Peak Credit Union, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Peak Credit Union with other providers in Bend and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Peak Credit Union has a rating of 2.7, compared to the city average of 3.9.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Peak Credit Union requests. It is always best to call ahead using the phone number on this page so Peak Credit Union can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Peak Credit Union also offers: Credit union, ATM, Financial planner, Mortgage lender.