OnPoint Community Credit Union is a member-owned financial cooperative that serves residents and employees within its designated field of membership in the Beaverton area and broader Oregon communities. Established to provide accessible financial services, the organization operates on a cooperative model in which voting members influence governance and strategic direction. Its history reflects a trajectory common to credit unions, evolving from community-oriented savings and lending institutions to organizations offering a broad suite of financial products designed to meet daily banking needs while emphasizing member education and financial empowerment.
The credit union’s primary functions include accepting deposits, originating loans, and providing payment services, along with financial education resources. Its operational scope encompasses branch locations, member services, and digital access channels that support day-to-day banking, savings, and credit-building activities. As a community-based financial institution, OnPoint pursues stability and prudent risk management, aiming to deliver reliable service to its members while maintaining compliance with applicable regulatory standards.
Better than 80% of providers in Beaverton
In addition to the primary service, OnPoint Community Credit Union also offers:
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OnPoint Community Credit Union is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
OnPoint Community Credit Union is listed as a financial service provider in Beaverton, OR and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask OnPoint Community Credit Union to explain the terms in writing before you proceed.
To improve your chances of getting better terms from OnPoint Community Credit Union, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare OnPoint Community Credit Union with other providers in Beaverton and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
OnPoint Community Credit Union has a rating of 4.7, which is better than 80% of providers in Beaverton.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents OnPoint Community Credit Union requests. It is always best to call ahead using the phone number on this page so OnPoint Community Credit Union can confirm exactly which documents you need for your specific situation.
In addition to its primary service, OnPoint Community Credit Union also offers: Credit union, ATM, Bank, Business banking service, Business to business service, Car finance and loan company, Mortgage lender.