Advance America is a U.S.-based payday loan lender operating a network of small-amount, short-term loan outlets, historically focused on convenient-access storefronts for customers seeking rapid cash solutions. The organization emerged in the late 1990s as part of the expansion of non-bank lenders offering short-term credit products with largely automated processing and standardized terms. Its primary functions center on providing personal loans, bill-payment assistance, and related financial services through consumer-facing retail locations and online channels, with an emphasis on rapid approval and disbursement. The Tulsa location at 9441 East 31st Street situates the firm within a regional network of branches that facilitate in-person customer interactions, application intake, and compliance-adherent lending activities. Operational scope across sites generally includes loan origination, repayment processing, and customer service support, alongside regulatory and financial reporting practices that align with state usury and consumer finance laws. The organization's historical development reflects a focus on accessible, short-term credit within the broader consumer finance landscape.
Better than 69% of providers in Tulsa
In addition to the primary service, Advance America also offers:
Links and information about Advance America:
By 1905, the discovery of the grand Glenn Pool Oil Reserve (located approximately 15 miles or 24 kilometers south of downtown Tulsa and site of the present-day town of Glenpool) prompted a rush of entrepreneurs to the area's growing number of oil fields, such as Andrew Mellon, John D. Rockefeller, and Harry Ford Sinclair. Oil companies like Texaco and Rockefeller's Prairie Oil and Gas Company moved their headquarters to Tulsa starting in 1909. Tulsa's population swelled to over 140,000 between...
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Advance America is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Advance America is listed as a financial service provider in Tulsa, OK and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Advance America to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Advance America, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Advance America with other providers in Tulsa and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Advance America has a rating of 4.9, which is better than 69% of providers in Tulsa.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Advance America requests. It is always best to call ahead using the phone number on this page so Advance America can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Advance America also offers: Loan agency, Financial institution, Money order service.