Sun Federal Credit Union is a member-owned financial cooperative serving residents and employees within its field of membership, rooted in Toledo, Ohio. Established to provide access to affordable financial services, the organization operates as a nonprofit, mutual-benefit entity that relies on member deposits to fund its lending and savings activities. Its governance is structured around a democratic model in which each voting member holds a stake in the institution’s direction and policy decisions.
Historically, Sun Federal Credit Union emerged to support community financial needs by offering essential banking services through member-affiliated channels. The credit union’s primary functions include accepting deposits, offering various loan products, and providing payment services designed to facilitate household and small-business finance within its service area. Operational scope typically encompasses consumer lending, savings programs, and routine financial transactions, all administered with the aim of maintaining financial stability and accessibility for members.
Better than 50% of providers in Toledo
In addition to the primary service, Sun Federal Credit Union also offers:
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Sun Federal Credit Union is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Sun Federal Credit Union is listed as a financial service provider in Toledo, OH and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Sun Federal Credit Union to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Sun Federal Credit Union, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Sun Federal Credit Union with other providers in Toledo and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Sun Federal Credit Union has a rating of 4.4, which is better than 50% of providers in Toledo.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Sun Federal Credit Union requests. It is always best to call ahead using the phone number on this page so Sun Federal Credit Union can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Sun Federal Credit Union also offers: Credit union, ATM, Federal credit union, Financial institution.