Security Credit Union is a member-owned financial cooperative operating in Toledo, Ohio, with a history rooted in collective financial service principles and community credit union traditions. Established to serve the financial needs of its members, the organization emphasizes democratic governance, where each member typically holds an equity stake and a vote in major decisions. Its framework aligns with the broader credit union movement, prioritizing cooperative principles, financial stability, and member-centric service delivery.
The credit union conducts standard financial operations typical of small to mid-sized member institutions. Its primary functions include accepting deposits, offering savings and checking products, and providing loan services under prudent underwriting practices. Operational scope commonly spans routine retail banking activities, online and in-branch access, and member education initiatives designed to enhance financial literacy. The organization maintains a local footprint in Toledo, facilitating neighborhood financial access while adhering to regulatory requirements that govern credit unions of its charter and field of membership.
In addition to the primary service, Security Credit Union also offers:
Other providers in Toledo with similar ratings:
Security Credit Union is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Security Credit Union is listed as a financial service provider in Toledo, OH and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Security Credit Union to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Security Credit Union, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Security Credit Union with other providers in Toledo and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Security Credit Union has a rating of 2.5, compared to the city average of 4.0.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Security Credit Union requests. It is always best to call ahead using the phone number on this page so Security Credit Union can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Security Credit Union also offers: Federal credit union, Investment service.