Advance America is a consumer finance company operating as a short-term loan lender within the United States. The Toledo location at 1744 W Laskey Rd in Ohio serves as one of its service points for installment and payday loan products, reflecting the organization’s broader focus on accessible financial services for individuals seeking quick liquidity. The firm’s regional footprint complements its national presence, positioning its stores to provide in-person customer interactions, basic loan applications, and repayment discussions in local communities. Historically, Advance America has expanded through a network of storefronts that offer standardized processes for loan origination, cash advances, and related financial services, aligned with regulated practices applicable to the segment. The Toledo facility contributes to the company’s operational scope by facilitating neighborhood access to its core products, including underwriting and customer service activities that support utilization within applicable state laws.
Better than 93% of providers in Toledo
In addition to the primary service, Advance America also offers:
Links and information about Advance America:
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Find answers to common questions
Advance America is listed as a financial service provider in Toledo, OH and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Advance America to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Advance America, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Advance America with other providers in Toledo and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Advance America has a rating of 5.0, which is better than 93% of providers in Toledo.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Advance America requests. It is always best to call ahead using the phone number on this page so Advance America can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Advance America also offers: Loan agency, Financial institution, Money order service.