Unity Catholic Federal Credit Union, located at 5839 Ridge Rd, Parma, Ohio, operates as a member-owned financial cooperative established to serve individuals sharing a common bond rooted in Catholic community affiliation. As a federal credit union, it functions under the regulatory framework of the National Credit Union Administration, prioritizing the protection of members’ deposits and the safe, sound management of credit and savings products. The organization’s history reflects its evolution from a faith-based cooperative to a broader community financial institution, maintaining a mission to provide accessible financial services aligned with Catholic values and community stewardship.
Its primary functions include accepting deposits, granting loans, and offering basic financial services designed to meet everyday banking needs. The credit union's operational scope encompasses location-based member services, shared branching networks, and online access options that facilitate account management and financial transactions. By focusing on member welfare and financial inclusion, Unity Catholic Federal Credit Union maintains governance through a member-centric model, emphasizing prudent risk management and community-oriented service delivery.
Better than 80% of providers in Parma
In addition to the primary service, Unity Catholic Federal Credit Union also offers:
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Unity Catholic Federal Credit Union is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Unity Catholic Federal Credit Union is listed as a financial service provider in Parma, OH and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Unity Catholic Federal Credit Union to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Unity Catholic Federal Credit Union, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Unity Catholic Federal Credit Union with other providers in Parma and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Unity Catholic Federal Credit Union has a rating of 4.5, which is better than 80% of providers in Parma.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Unity Catholic Federal Credit Union requests. It is always best to call ahead using the phone number on this page so Unity Catholic Federal Credit Union can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Unity Catholic Federal Credit Union also offers: Loan agency, ATM, Car finance and loan company, Credit union, Investment bank, Federal credit union, Mortgage lender.