Telhio Credit Union is a member-owned financial cooperative based in Ohio, serving individuals who meet eligibility criteria and participate in its common bond. Established to provide a cooperative alternative to traditional banks, Telhio operates within a framework that emphasizes democratic governance, with members voting on key matters and electing a board of directors. The organization focuses on safeguarding members’ deposits, offering a range of financial products and services designed to support day-to-day banking, savings, lending, and financial planning needs.
Historically, credit unions like Telhio emerged to promote economic resilience within local communities, emphasizing cooperative principles, member education, and accessible financial services. Telhio’s operations typically encompass branch-network service delivery, centralized back-office processing, and member support through various channels. The organization aims to foster financial inclusion by providing account access, loan products, and digital tools that align with prudent financial management. Its scope includes local community engagement and adherence to regulatory standards governing cooperative financial institutions.
Better than 57% of providers in Hamilton
In addition to the primary service, Telhio Credit Union also offers:
Other providers in Hamilton with similar ratings:
Telhio Credit Union is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Telhio Credit Union is listed as a financial service provider in Hamilton, OH and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Telhio Credit Union to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Telhio Credit Union, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Telhio Credit Union with other providers in Hamilton and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Telhio Credit Union has a rating of 4.4, which is better than 57% of providers in Hamilton.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Telhio Credit Union requests. It is always best to call ahead using the phone number on this page so Telhio Credit Union can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Telhio Credit Union also offers: Credit union, ATM.