CODE Credit Union, located at 355 W Monument Ave in Dayton, Ohio, is a member-owned financial cooperative serving individuals who share a common bond. Established to provide accessible, community-focused financial services, the organization operates as a not-for-profit entity governed by its members. Its structure centers on democratic control, with members voting on major decisions and electing a volunteer board of directors to oversee strategic direction and oversight.
Historically, CODE Credit Union emerged to address the financial needs of its membership by combining savings and lending activities under a cooperative model. The credit union offers core financial functions typical of credit unions, including deposit accounts, loan products, and related services designed to support members’ financial stability. Its operational scope encompasses local branches and member services, with emphasis on member education, financial literacy, and responsible lending practices. The organization emphasizes cooperative principles, risk management, and a focus on serving the financial well-being of the Dayton community.
Better than 33% of providers in Dayton
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CODE Credit Union is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
CODE Credit Union is listed as a financial service provider in Dayton, OH and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask CODE Credit Union to explain the terms in writing before you proceed.
To improve your chances of getting better terms from CODE Credit Union, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare CODE Credit Union with other providers in Dayton and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
CODE Credit Union has a rating of 4.0, which is better than 33% of providers in Dayton.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents CODE Credit Union requests. It is always best to call ahead using the phone number on this page so CODE Credit Union can confirm exactly which documents you need for your specific situation.
In addition to its primary service, CODE Credit Union also offers: Credit union.