Golden Cash Advance is a payday lending storefront operating in Columbus, Ohio. The organization engages in short-term consumer finance, offering small-dollar loans intended to bridge gaps in immediate cash needs. Its presence at 176 E Town St situates it within a dense urban corridor with various financial service providers, suggesting a business model focused on rapid access to funds rather than long-term financing. Historically, payday lenders emerged to address episodic liquidity constraints, often emphasizing fast approval and minimal qualification criteria relative to traditional banking products. The primary functions typically include in-person application processing, quick underwriting decisions, and disbursement of funds, with repayment set near or on the borrower’s next paycheck. Operational scope for such entities generally extends to state-level compliance considerations, consumer disclosures, and straightforward repayment terms, while interacting with modest volumes of customer traffic on a daily basis. Overall, the organization appears to function as a local, niche financial service provider centered on short-term cash needs and rapid service delivery.
Better than 15% of providers in Columbus
Links and information about Golden Cash Advance:
Get more information for Check Into Cash in Columbus, OH. See reviews, map, get the address, and find directions.
www.mapquest.comDid anybody else get a threatening email from a place called cash advance
www.reddit.comI am also considering reporting the company to the FTC and the State Attorney General's Office for all the states we operate in. Suggestions? Better ideas? Ask away!... We offer loans to customers that reputable companies (is there such a thing in the business?) would not make because of laws and limitations. We will never send an account to an outside collection agency nor would we ever sue a customer - it would bring too much attention to our business, reveal our real location and but the...
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Golden Cash Advance is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Golden Cash Advance is listed as a financial service provider in Columbus, OH and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Golden Cash Advance to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Golden Cash Advance, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Golden Cash Advance with other providers in Columbus and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Golden Cash Advance has a rating of 2.3, which is better than 15% of providers in Columbus.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Golden Cash Advance requests. It is always best to call ahead using the phone number on this page so Golden Cash Advance can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Golden Cash Advance also offers: Loan agency.