CheckSmart operates as a consumer financial services provider offering short-term cash solutions and related in-store financial services. The Columbus, Ohio location at 170 N Wilson Rd is one of several branches serving local residents with access to storefront financial products and transaction services. The entity’s model centers on accessible, in-person financial services within a retail setting, integrating cash handling, money orders, and basic money-transfer capabilities as part of its in-store offerings. Historically, CheckSmart and similar storefront lenders expanded through franchised or corporate-owned outlets to provide rapid cash access in communities, positioning themselves to serve customers who prefer or require face-to-face interactions. The Columbus store’s presence within a shopping center environment suggests a strategy of convenient, locality-focused accessibility, complemented by standardized branding and in-store staff support for customer questions and service navigation. Primary functions appear to revolve around cash flow services, transactional support, and related financial conveniences available to walk-in customers.
Better than 81% of providers in Columbus
In addition to the primary service, CheckSmart also offers:
Links and information about CheckSmart:
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CheckSmart is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
CheckSmart is listed as a financial service provider in Columbus, OH and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask CheckSmart to explain the terms in writing before you proceed.
To improve your chances of getting better terms from CheckSmart, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare CheckSmart with other providers in Columbus and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
CheckSmart has a rating of 4.9, which is better than 81% of providers in Columbus.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents CheckSmart requests. It is always best to call ahead using the phone number on this page so CheckSmart can confirm exactly which documents you need for your specific situation.
In addition to its primary service, CheckSmart also offers: Loan agency, Check cashing service, Financial institution.