OneMain Financial is a consumer financial services organization focused on providing personal loans and related products, with a history rooted in early 20th-century U.S. lending institutions that expanded through mergers and rebranding efforts to form OneMain. The entity operates a nationwide branch network and supports customers who may have limited access to traditional credit sources, offering loan origination, servicing, and optional insurance products as part of its core activities. Its business model centers on facilitating credit access for nonprime borrowers, leveraging a combination of physical locations and digital channels to originate and manage loans. Historically, the organization has evolved through corporate consolidations and branding changes, culminating in its current market posture as a prominent nonprime lender. The scope of operations includes customer service, risk assessment, and financial wellness initiatives designed to assist borrowers in budgeting and managing debt within responsible lending practices. The organization maintains a focus on customer financial empowerment and compliance with applicable consumer protection and regulatory standards.
Better than 28% of providers in Cincinnati
Links and information about OneMain Financial:
strengthening our communities, limiting our environmental impact or maintaining sound governance practices, we are unwavering in our mission to improve the financial well-being of hardworking Americans. 2021 ESG Report About OneMain Financial ~1,400 Branch Locations 11 Corporate/Central Operations Locations Minneapolis, MN Evansville, IN T empe, AZ Fort Worth, TX Irving, TX New York City, NY Baltimore, MD Wilmington, DE London, KY Charlotte, NC Fort Mill, SC
www.responsibilityreports.comBBB Accredited since 3/1/1985. Consumer Finance Companies in Evansville, IN. See BBB rating, reviews, complaints, and more.
www.bbb.orgOneMain Holdings, Inc. is an American financial services holding company headquartered in Evansville, Indiana, with central offices throughout the United States. The company wholly owns OneMain Finance Corporation and its subsidiaries, through which it operates in the consumer finance and insurance industries as OneMain Financial. Its business primarily focuses on providing personal loans and optional insurance products to customers with limited access to traditional lenders, such as banks and...
en.wikipedia.orgOneMain Financial 31,799 followers on LinkedIn. Our mission is to improve the financial well-being of hardworking Americans. OneMain Financial (NYSE: OMF) is the leader in offering nonprime customers responsible access to credit and is dedicated to improving the financial well-being of hardworking Americans. We look beyond credit scores to help people get the money they need today and reach their goals for tomorrow. Our growing suite of personal loans and auto loans, credit cards and financial...
www.linkedin.comAbout us, we offer personal loans with about 1,400 branches across 44 states. Learn who we are, our executive team & areas of our business.
www.onemainfinancial.comAt OneMain we offer personal loans with about 1,400 branches across 44 states. Learn who we are, our executive team & areas of our business.
www.onemainfinancial.comOther providers in Cincinnati with similar ratings:
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Find answers to common questions
OneMain Financial is listed as a financial service provider in Cincinnati, OH and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask OneMain Financial to explain the terms in writing before you proceed.
To improve your chances of getting better terms from OneMain Financial, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare OneMain Financial with other providers in Cincinnati and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
OneMain Financial has a rating of 3.7, which is better than 28% of providers in Cincinnati.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents OneMain Financial requests. It is always best to call ahead using the phone number on this page so OneMain Financial can confirm exactly which documents you need for your specific situation.
In addition to its primary service, OneMain Financial also offers: Loan agency.