Cinfed Credit Union is a federally insured financial cooperative serving members of its designated community and field of membership. Established to provide member-owned financial services, the institution operates as a not-for-profit organization that returns surplus earnings to members through lower loan rates, higher deposit yields, and diverse services, aligned with cooperative principles. Its historical development reflects a shift from small, localized savings efforts to a broader approach that supports financial inclusion and community stability.
The organization’s core functions center on deposit-taking, lending, and payments, supported by governance through a member-elected board of directors. Operational scope includes standard banking services tailored to individuals and select employee groups within its field of membership, with facilities, security measures, and technology infrastructure designed to safeguard member assets. As a member-focused financial cooperative, Cinfed Credit Union emphasizes financial education, accessibility, and responsive service aligned with its mission of helping members manage money and achieve financial well-being.
Better than 52% of providers in Cincinnati
In addition to the primary service, Cinfed Credit Union also offers:
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Cinfed Credit Union is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Cinfed Credit Union is listed as a financial service provider in Cincinnati, OH and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Cinfed Credit Union to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Cinfed Credit Union, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Cinfed Credit Union with other providers in Cincinnati and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Cinfed Credit Union has a rating of 4.6, which is better than 52% of providers in Cincinnati.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Cinfed Credit Union requests. It is always best to call ahead using the phone number on this page so Cinfed Credit Union can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Cinfed Credit Union also offers: Credit union, ATM, Bank, Business banking service.