12M Payday Loans operates as a small, local lending entity based at 577 Grant St Suite D, Akron, Ohio. The organization appears to function within the regional payday loan market, offering short-term borrowing options typically designed to address urgent cash needs. Its presence in Akron situates it within Ohio’s broader payday lending landscape, where lenders often target consumers seeking quick, unobtrusive funding solutions. The business profile suggests a focus on accessibility and speed, with services commonly structured to provide rapid approvals and funds to qualified applicants. Historically, entities in this sector have evolved under state regulatory frameworks that govern licensing, compliance, and reporting requirements, shaping their operating practices and consumer interactions. The Akron location indicates a community-facing footprint intended to serve residents in the immediate metropolitan area. Overall, the organization’s primary functions likely center on facilitating short-term liquidity through loan products and related cash-advance services within the local economy.
Better than 28% of providers in Akron
Links and information about 12M Payday Loans:
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12M Payday Loans is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
12M Payday Loans is listed as a financial service provider in Akron, OH and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask 12M Payday Loans to explain the terms in writing before you proceed.
To improve your chances of getting better terms from 12M Payday Loans, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare 12M Payday Loans with other providers in Akron and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
12M Payday Loans has a rating of 4.0, which is better than 28% of providers in Akron.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents 12M Payday Loans requests. It is always best to call ahead using the phone number on this page so 12M Payday Loans can confirm exactly which documents you need for your specific situation.
In addition to its primary service, 12M Payday Loans also offers: Loan agency.