Affinity First Federal Credit Union is a not-for-profit financial cooperative serving members who share a common bond through their membership. Established to provide financial services with a focus on member ownership, the organization operates under a framework that prioritizes democratic governance, member dividends, and re-investment of earnings to support community-oriented objectives. Its historical development reflects a transition from local mutual aid and savings efforts into a formal credit union structure designed to offer accessible financial products and services to individuals connected to the credit union’s field of membership.
Located at 811 S Broadway A in Minot, North Dakota, the credit union conducts typical operations associated with member-owned financial institutions. Its primary functions include accepting deposits, providing loan products, offering payment services, and supporting financial education as part of broader community engagement. The organization typically emphasizes cooperative principles, transparency in governance, and sustained service delivery within the regulatory framework governing federally insured credit unions.
Better than 43% of providers in Minot
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Affinity First Federal Credit Union is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Affinity First Federal Credit Union is listed as a financial service provider in Minot, ND and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Affinity First Federal Credit Union to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Affinity First Federal Credit Union, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Affinity First Federal Credit Union with other providers in Minot and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Affinity First Federal Credit Union has a rating of 4.2, which is better than 43% of providers in Minot.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Affinity First Federal Credit Union requests. It is always best to call ahead using the phone number on this page so Affinity First Federal Credit Union can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Affinity First Federal Credit Union also offers: Credit union.