OneMain Financial is a consumer finance organization that operates a network of branch offices offering personal loan products and related services. The company traces its history to legacy lending firms established in the early 20th century, evolving through mergers and reorganizations to become a nationwide provider focused on nonprime credit attributes and accessible lending options. Its organizational footprint includes a broad branch system intended to serve customers across multiple states, including North Dakota, with a history tied to administrative and financial services that emphasize consumer credit products and optional insurance offerings.
Historically, the enterprise has grown through strategic consolidations, acquisitions, and brand evolution, culminating in a unified OneMain Financial brand after complex corporate transactions. Primary functions center on originating and servicing personal loans, with an emphasis on extending credit to individuals who may have limited access to traditional lenders. The operational scope encompasses branch-based interactions, customer onboarding, loan origination, underwriting, underwriting-support services, and related financial wellness initiatives as part of broader consumer finance activities.
Better than 44% of providers in Bismarck
Links and information about OneMain Financial:
OneMain Holdings, Inc. is an American financial services holding company headquartered in Evansville, Indiana, with central offices throughout the United States. The company wholly owns OneMain Finance Corporation and its subsidiaries, through which it operates in the consumer finance and insurance industries as OneMain Financial. Its business primarily focuses on providing personal loans and optional insurance products to customers with limited access to traditional lenders, such as banks and...
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www.linkedin.comreach their goals with optimism and hope. ~1,400 Branch Locations 11 Corporate/Central Operations Locations Minneapolis, MN Evansville, IN T empe, AZ Fort Worth, TX Irving, TX New York City, NY Baltimore, MD Wilmington, DE London, KY Charlotte, NC Fort Mill, SC About OneMain Financial
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www.onemainfinancial.comAt OneMain we offer personal loans with about 1,400 branches across 44 states. Learn who we are, our executive team & areas of our business.
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OneMain Financial is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
OneMain Financial is listed as a financial service provider in Bismarck, ND and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask OneMain Financial to explain the terms in writing before you proceed.
To improve your chances of getting better terms from OneMain Financial, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare OneMain Financial with other providers in Bismarck and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
OneMain Financial has a rating of 3.9, which is better than 44% of providers in Bismarck.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents OneMain Financial requests. It is always best to call ahead using the phone number on this page so OneMain Financial can confirm exactly which documents you need for your specific situation.
In addition to its primary service, OneMain Financial also offers: Loan agency.