Cornerstone Bank is a community bank with roots dating back to 1936, headquartered in Fargo, North Dakota, and operating a network of branches across North Dakota and neighboring states. The institution emphasizes local decision-making and direct access to bank professionals who understand the needs of individuals and small businesses within its communities. Over its history, Cornerstone Bank has grown through a series of openings, acquisitions, and expansions, reinforcing a locally focused approach while expanding its footprint in key markets, including Bismarck, where a physical branch has operated since the mid-2000s. The bank’s organizational structure centers on serving as a locally trusted financial partner, offering standard deposit and loan products alongside advisory services tailored to community needs. Its history of expansion reflects a strategy of embedding banking services within the fabric of the communities it serves, aiming to provide consistent, accessible financial support across its service area.
Better than 89% of providers in Bismarck
In addition to the primary service, Cornerstone Bank also offers:
Links and information about Cornerstone Bank:
Cornerstone Banks is a family-owned, community bank located across the Dakotas. We have been growing since 1936! Get to know us today.
www.cornerstone.bankBBB Accredited since 10/24/2003. Financial Planning Consultants in Huron, SD. See BBB rating, reviews, complaints, get a quote and more.
www.bbb.orgCornerstone Bank's History began in 1936 in North Dakota and has now become your locally trusted community bank. Learn more.
www.cornerstone.bank2 DESCRIPTION OF INSTITUTION Cornerstone Bank is owned by Cornerstone Holding Company, Inc. a one-bank holding company located in Fargo, North Dakota. The institution received a Satisfactory rating at its previous FDIC Performance Evaluation dated February 4, 2019, based on Interagency Intermediate Small
www.cornerstone.bankOther providers in Bismarck with similar ratings:
Cornerstone Bank is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Cornerstone Bank is listed as a financial service provider in Bismarck, ND and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Cornerstone Bank to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Cornerstone Bank, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Cornerstone Bank with other providers in Bismarck and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Cornerstone Bank has a rating of 4.7, which is better than 89% of providers in Bismarck.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Cornerstone Bank requests. It is always best to call ahead using the phone number on this page so Cornerstone Bank can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Cornerstone Bank also offers: Bank, ATM.