Marine Federal Credit Union, located at 1039 College Rd, Wilmington, North Carolina, is a member-owned financial cooperative formed to serve its community through financial products and services tailored to common-interest membership. As a credit union, it operates on a not-for-profit model, reinvesting earnings to benefit members through competitive rates, lower fees, and accessible financial solutions. The organization’s history reflects broader trends in credit union development, emphasizing cooperative principles, member participation, and local stewardship within the financial services landscape.
Its primary functions center on safeguarding members’ deposits, providing payment services, and facilitating routine banking needs such as savings and checking accounts, loans, and digital banking access. Operational scope typically includes branch-based customer service, teller transactions, loan underwriting, and member education initiatives, aligned with regulatory compliance and prudent risk management. The entity serves individuals who qualify for membership under defined eligibility criteria and engages with the community through financial literacy programs and collaborative partnerships, maintaining a focus on accessible finance and responsible credit union governance.
Better than 36% of providers in Wilmington
In addition to the primary service, Marine Federal Credit Union also offers:
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Marine Federal Credit Union is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Marine Federal Credit Union is listed as a financial service provider in Wilmington, NC and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Marine Federal Credit Union to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Marine Federal Credit Union, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Marine Federal Credit Union with other providers in Wilmington and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Marine Federal Credit Union has a rating of 3.9, which is better than 36% of providers in Wilmington.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Marine Federal Credit Union requests. It is always best to call ahead using the phone number on this page so Marine Federal Credit Union can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Marine Federal Credit Union also offers: Federal credit union, ATM, Credit union.