HealthShare Credit Union is a member-owned financial cooperative serving the Greensboro area, with its offices anchored in Greensboro, North Carolina. As a credit union, it operates on a not-for-profit model designed to serve the financial needs of its members, rather than external shareholders. Established to provide accessible banking services, the organization emphasizes cooperative principles, including democratic member governance and a focus on community-oriented financial solutions.
Historically, credit unions like HealthShare emerged to offer affordable financial products and services to individuals who share a common bond, such as location or employer affiliation. The organization typically provides a range of core offerings, including deposit accounts, loan products, and financial services tailored to everyday needs. Operationally, it oversees branch-based service delivery and member education, with an emphasis on prudent financial management and transparency. While specific programs vary, the credit union model centers on safeguarding members’ deposits, fair lending practices, and cooperative oversight to support local economic resilience and personal financial well-being.
Better than 50% of providers in Greensboro
In addition to the primary service, HealthShare Credit Union also offers:
Other providers in Greensboro with similar ratings:
HealthShare Credit Union is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
HealthShare Credit Union is listed as a financial service provider in Greensboro, NC and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask HealthShare Credit Union to explain the terms in writing before you proceed.
To improve your chances of getting better terms from HealthShare Credit Union, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare HealthShare Credit Union with other providers in Greensboro and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
HealthShare Credit Union has a rating of 4.6, which is better than 50% of providers in Greensboro.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents HealthShare Credit Union requests. It is always best to call ahead using the phone number on this page so HealthShare Credit Union can confirm exactly which documents you need for your specific situation.
In addition to its primary service, HealthShare Credit Union also offers: Credit union, ATM.